You postdate a check by writing a future date on it.People typically do this when they want to give a check to someone but aren't certain they'll have enough money in their account until a certain date to cover it.
You can land in legal trouble if you intentionally postdate a check knowing there will be no money in your account or the account will be closed by the check's date.
To defraud someone in such a way for goods and services is illegal in all states.
With an oral notice, your request is good for only 14 days.
Your request should include the recipient's name, your account and check numbers, and the check's amount.
Check recipients can either decide to accept or not accept a post-dated check.
A recipient can also check with her bank to see if it will cash it before the check's date, which the bank should not do if the writer has requested it doesn't. In West Virginia, for example, the law prohibits someone from requesting or accepting a postdated check if he intends to deposit or cash it before the check's date.Debt collectors breaking these rules could face civil penalties.There are a lot of things you can’t change in life, and the passage of time is just one of them.State and federal laws cover the cashing and depositing of postdated checks, and laws vary from state to state.It's not illegal to postdate a check, unless you're attempting to commit fraud.However, it’s best to communicate with whoever wrote the check – there’s probably a reason it’s postdated. at least) typically pay on postdated checks unless the checking account owner took specific steps instructing them not to.