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Our certified counselors will review your financial situation in a confidential session and pull your credit report if needed.

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Our skilled housing counselors will help you understand the foreclosure process and review options to help you avoid foreclosure which may include working with you and your lender to negotiate new mortgage terms.

American Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency.

This involves learning new habits and setting old ones aside.

On our website, you will find a variety of tools to assist you with this.

The options available through debt counseling may include, working directly with your creditors and tightening your budget in order to pay down your debt.

AFS offers a Debt Management Plan where you can consolidate all of your unsecured debt payments into one convenient monthly payment on a day of your choosing.

And we're here to help you get out of debt for good.

We understand what you're going through, and our certified counselors are here to listen to you and empower you to get your finances under control.

American Financial Solutions (AFS) is approved* by the Executive Office of the United States Trustees (EOUST) to provide the required pre-filing counseling and post-bankruptcy education and issue certificates.

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